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Credit Verification

CIBIL Score & Credit History Check

Comprehensive credit verification including CIBIL score check, credit history analysis, loan accounts verification, and financial background assessment for risk evaluation.

CIBIL Score Check

Comprehensive CIBIL score verification with detailed credit report analysis and risk assessment.

Credit History

Detailed credit history analysis including payment patterns, defaults, and financial behavior.

Loan Accounts

Verification of active and closed loan accounts, credit cards, and financial obligations.

Default Records

Identification of payment defaults, overdue accounts, and financial irregularities.

Fraud Detection

Advanced fraud detection to identify identity theft, synthetic fraud, and credit manipulation.

Fast Results

Quick credit verification with instant to 24-hour turnaround for most credit checks.

How Credit Verification Works

Comprehensive 3-step credit assessment

1

Consent Collection

Obtain candidate consent for credit check and collect necessary personal information for credit bureau access.

  • Consent form
  • Personal details
  • Identity verification
2

Credit Bureau Access

Access CIBIL, Experian, Equifax, and other credit bureaus for comprehensive credit information retrieval.

  • CIBIL access
  • Multiple bureaus
  • Credit report
3

Analysis & Report

Comprehensive analysis of credit score, payment history, defaults, and risk assessment with detailed reporting.

  • Score analysis
  • Risk assessment
  • Detailed report

Information Verified

Complete credit profile assessment

CIBIL Score

Credit score from 300-900 range

Credit Cards

Active and closed credit card accounts

Home Loans

Mortgage and home loan accounts

Auto Loans

Vehicle and auto loan accounts

Education Loans

Student and education loan accounts

Defaults

Payment defaults and overdue accounts

Payment History

Credit payment patterns and behavior

Credit Inquiries

Recent credit applications and inquiries

Credit Bureaus Covered

Comprehensive credit bureau access

CIBIL

TransUnion CIBIL - India's leading credit bureau with comprehensive credit information.

Experian

Experian India credit bureau with detailed credit reports and score analysis.

Equifax

Equifax credit bureau with fraud detection and identity verification services.

CRIF High Mark

CRIF High Mark credit bureau with specialized industry credit reports.

Technical Specifications

Turnaround Time

  • Standard: 24-48 hours
  • Express: 4-8 hours
  • Instant: Basic score check
  • Bulk: 2-3 days

Coverage

  • All major credit bureaus
  • Banks and NBFCs
  • Credit card companies
  • Financial institutions

Security

  • Encrypted transmission
  • Secure data handling
  • Consent-based access
  • Privacy protection

Accuracy

  • 99%+ accuracy rate
  • Real-time data
  • Multiple source validation
  • Quality assurance

Verify Credit History

Comprehensive credit verification with CIBIL score and financial background assessment